How are real estate taxes typically paid?

Real estate taxes are typically paid in arrears, meaning that the payment covers the previous period rather than the upcoming period. This approach reflects a system where taxes assessed for a given year are based on property values from the previous year, and the payment for those taxes is due after the assessment is made. For instance, if the taxes assessed in one year are due in the following year, homeowners will be paying for the prior year’s valuation.

The timing of these tax payments can vary by locality, but the general principle of paying in arrears is consistent. This system allows local governments to use the most recent and relevant data for determining property taxes, ensuring that property owners are taxed based on current property values rather than estimates or projections.

Options that suggest paying monthly or in advance do not align with the typical practice of assessing property taxes after the fact. Additionally, while the county property appraiser plays a role in assessing property values, taxes are not directly paid to them but rather collected by the tax collector's office or other designated local government agency.