What is the best type of deed for a buyer to receive at closing?

A general warranty deed is considered the best type of deed for a buyer to receive at closing because it offers the highest level of protection. This type of deed guarantees that the seller holds clear title to the property and has the legal right to sell it. Additionally, it includes covenants that protect the buyer against any future claims on the property, such as defects in title. These covenants generally cover the entire chain of title and assure the buyer that the property is free from encumbrances, aside from those disclosed, and that the seller will defend the title against any claims that may arise.

In contrast, other types of deeds, such as a bargain-and-sale deed, special warranty deed, and quitclaim deed, provide varying levels of assurance and may leave the buyer vulnerable to certain risks. For instance, a bargain-and-sale deed implies ownership but lacks the protections that come with a general warranty deed. A special warranty deed only protects against issues that arose during the time the seller owned the property. A quitclaim deed offers no warranties at all, merely transferring whatever interest the seller has, if any, and leaves the buyer with no protection against claims.

Thus, a general warranty deed is vital for ensuring a buyer's rights are fully protected in